Born and raised in southern California, Fernando continues to call the west coast home. With years of retail and customer service experience under his belt, he is excited to begin his career in the mortgage industry. As someone who is patient and a quick learner, he looks forward to using his knowledge and passion for people to help others achieve what they want financially. Constantly on the move, he loves to take his dog on long runs around the various beaches of California. An athlete from the very beginning, he spends his free time playing soccer.