So You Just Received A Letter From ETF, Now What?

As you might have already recognized, there’s been a boom in the housing market over the past year. If you’re one of the millions who recently closed on a new mortgage, congratulations are in order! 

However, this exciting chapter of your life has one caveat—the sudden influx of mail. 

Snail mail in itself is frustrating. Especially when you receive a few handfuls a day, and it’s not like they contain bundles of cash that have you jumping for joy. 

While the EnTrust Funding letter doesn’t have a pile of hundred-dollar bills, it can provide something very similar. Keep reading to learn why you received a letter and why Entrust Funding is the company that can help your larger financial picture.

What’s With the Letters? 

When you close on a new mortgage, regardless if it’s your first home or your fifth investment property, an influx in the mail is to be expected. Understandably, when a large portion is junk mail or potential scams, it makes it easy to dump the entire lot. 

However, you might receive a legitimate mortgage refinance letter from a reputable licensed company that catches your eye every once in a while. 

Some companies send out pieces of mail in hopes of getting a potential client on the phone. These situations take a turn for the worse when they offer a completely different deal than what their letter spelled out. 

Fortunately, that’s not the way EnTrust Funding operates. Rather than sending out mass letters, EnTrust works to contact anyone with a mortgage eligible for refinancing.

It’s more than a business offer. It’s about helping homeowners take advantage of various ways to keep more of their hard-earned money. That can include a refinance, a cash-out, lower monthly payments and even eliminating private mortgage insurance (PMI). 

Identifying a Legitimate Mortgage Company

Unfortunately, the number of criminals trying to take advantage of people with mortgage relief scams is nothing new. However, there are a couple of indicators that can help you weed out fake mortgage refinance letters from legitimate ones.

The first step in determining if a letter and company are legitimate is to conduct thorough research to know who you’re dealing with. One of the first indicators to look for is if they have the appropriate licenses. 

By regulation, companies must explicitly and conspicuously disclose them. The list includes FHA, VA, USDA, FHA Direct, NMLS and state licenses. 

Typically, you’ll see a separate section on their websites that links you to a page with a complete list. For example, EnTrust Funding displays a link to their federal and state licenses in their Quick Links section. 

Once you determine a company’s legitimacy, it’s best to check out reviews to see how they treat their customers. A universally recognized sign that a company is reputable is if they have hundreds of raving five-star reviews

In the past, businesses weren’t too concerned with how they treated their customers. Of course, if the service was horrible, they quickly went under. However, online reviews can make or break a legitimate business in a world dominated by the internet. 

Why EnTrust Funding?

As the years pass by, it seems more people face an ever-widening gap preventing them from achieving their American Dream. That’s where EnTrust Funding comes in.

Many companies choose to invest in their products but neglect the human part of their business.

EnTrust Funding commits the time and effort to work with a team dedicated to helping people achieve their American Dream. Whether it’s purchasing their dream home or pulling built-up equity to fund a new business, the team at EnTrust is there. 

There’s no other company that truly delivers on its promise of a smooth and informative process. 

Many of the big banks have exclusive standards that leave potential homeowners on the sidelines. At the end of the day, suboptimal loan programs leave many people behind while others get a substantial head start. 

EnTrust Funding works off a business model that puts people first. That means the company believes every client deserves access to the loan programs and services best suited for their needs. 

Refinancing a mortgage is a major decision with many nuances that can create a ripple effect on all aspects of life. It’s arguably one of the most important financial decisions you can make. That’s why it’s essential that you work with an experienced and knowledgeable mortgage professional. 

It’s not only the licenses that make EnTrust Funding a legitimate company to work with. It’s also the extra mile the mortgage professionals take. They work day and night to find the best solutions, ensure constant communication, and a seamless process.

As you might already know, a majority of people only leave reviews online if they’ve had a suboptimal experience. It truly takes exceptional service for anyone to leave a good review. 

If you take a look at the reviews for many big banks and financial institutions, what you’ll find might leave you disappointed. However, the hundreds of five-star reviews for EnTrust Funding clearly indicate that the company follows through on its mission statement.

Refinancing With EnTrust Funding

Refinancing doesn’t have to involve accepting the first one offered. 

No loan program or refinance is one-size-fits-all, nor should it. Everyone’s situation is unique. You can guarantee that EnTrust Funding professionals will take the time to find the perfect solution for you. 

Get in touch with an Executive Banker to discuss the rates and terms you qualify for to put more cash in your hands. 

 

Over the past decade, Chad has played a significant role in the launch of 3 major sites for one of the nation’s largest direct lenders. His expertise in the mortgage industry comes with a heavy emphasis on call center management and analytics. With a passion for early-stage development, he will help to build the foundation of EnTrust Funding as we expand our reach within the industry. Chad and his family are excited to return to his hometown of Denver after spending time in Phoenix, Dallas, and Detroit.

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