FHA Loans

FHA loans are mortgages insured by the Federal Housing Administration. In addition to your monthly mortgage payment, there is a mortgage insurance premium that protects the lender from a borrower defaulting. FHA loans are usually for first-time homebuyers who cannot meet specific down payment and/or credit score requirements.

An FHA loan might be the loan for you if:
  • You are unable to meet stricter qualification requirements such as higher credit scores
  • You prefer less than 20% down payment (as low as 3.5% down)
  • You currently have an FHA and would like an FHA streamline refinance or FHA cash out refinance

ETF can help get you in the right program today!

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