Need to remodel your house or just need some cash for a rainy day? With soaring values, your home probably has significant equity. Convert that equity into a tangible item.
The most popular current option for refinancing is to take cash out of the home’s equity. When the value of the property has increased and/or the rates have dropped, homeowners can take the difference between the new loan and the home’s appraised value as “cash out.” The benefits vary from borrower to borrower, but it’s often an excellent way to consolidate debt or re-invest into the home by remodeling or improving its value. The proceeds are tax-free which adds to the appeal of this option.
With the housing market and interest rates in constant motion, it’s a good idea to look at your personal finances and needs. At EnTrust Funding (ETF), we have a team of lending experts and a variety of programs for all types of homeowners. With a simple conversation we can help you determine the why and how of your refinancing opportunities. Give ETF a call today for all the answers.
Schedule a 10 minute call with one of our lending experts at your convenience. We'll call you at your selected time to answer questions!
ARIZONA – Licensed as a Mortgage Banker by the Arizona Department of Financial Institutions No. 0944083
CALIFORNIA – Licensed by the Department of Business Oversight under California Finance Lender Law No. 60DBO69722 & License by the Bureau of Real Estate License #02034996
COLORADO – Mortgage Company Registration – Regulated by the Division of Real Estate – www.dora.state.co.us/real-estate
DISTRICT OF COLUMBIA – Mortgage Lender License No. MLB1604483
FLORIDA – Licensed as a Mortgage Lender by the Office of Financial Regulation No. MLD1543
GEORGIA – Georgia Residential Mortgage Licensee – Licensed as a Mortgage Lender by the Department of Banking and Finance No. 59465
INDIANA – Licensed by the Department of Financial Institutions Mortgage Lending License No. 40326
LOUISIANA – Residential Mortgage Lending License
MARYLAND – Licensed as a Mortgage Lender by the Commissioner of Financial Regulation No. 22908
MICHIGAN – 1st Mortgage Broker/Lender License No. FL0021225 & 2nd Mortgage Broker/Lender License No. SR0021244
NEW JERSEY – Titan Mutual Lending Inc., 250 Commerce, Suite 220, Irvine, CA 92602 – Licensed by the NJ Department of Banking and Insurance
NORTH CAROLINA – Licensed as a Mortgage Lender by the Commissioner of Banks No. L-182713
OHIO – Mortgage Broker Act Mortgage Banker Exemption SM.502071.000
OREGON – Titan Mutual Lending Inc., License No. ML-5626
PENNSYLVANIA – Licensed Mortgage Lender No. 68373
TENNESSEE – Mortgage License No. 164201
TEXAS – Consumers Wishing To File A Complaint Against A Mortgage Banker Or A Licensed Mortgage Banker Residential Mortgage Loan Originator Should Complete And Send A Complaint Form To The Texas Department Of Savings And Mortgage Lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint Forms And Instructions May Be Obtained From The Department’s Website At www.sml.texas.gov. A Toll-free Consumer Hotline Is Available At 1-877-276-5550. The Department Maintains A Recovery Fund To Make Payments Of Certain Actual Out Of Pocket Damages Sustained By Borrowers Caused By Acts Of Licensed Residential Mortgage Loan Originators. A Written Application For Reimbursement From The Recovery Fund Must Be Filed With And Investigated By The Department Prior To The Payment Of A Claim. For More Information About The Recovery Fund, Please Consult The Department’s Website At www.sml.texas.gov.
VIRGINIA – Licensed as a Mortgage Lender and Broker by the Virginia State Corporation Commission No. / NMLS: MC-6794 (www.nmlsconsumeraccess.org)
WASHINGTON – Licensed by the Department of Financial Institutions under the Consumer Loan Act No. CL-1604483
WISCONSIN – Mortgage Banker License No. 1604483BA & Mortgage Broker License No. 1604483BR