Karcher was born and raised in Tustin, California and attended Embry-Riddle Aeronautical University in Prescott, Arizona with a B.S. in Global Business & Supply Chain Management. With a background in sales and customer service, Karcher is determined to help as many people as possible in the mortgage industry. Karcher enjoys educating people about the process involved in refinancing and loves to help people. In his off time Karcher enjoys hanging out with his son, Rocco, and going down to Baja to go off-roading and sailing.